Picture-based crop insurance: Is it feasible? Using farmers’ smartphone pictures to minimize the costs of loss verification

Berber Kramer, Francisco Ceballos, Koen Hufkens, Eli Melaas, Azad Mishra, Michael Mann, Mann S. Toor, Miguel Robles
project note
2017

The Picture-Based Crop Insurance (PBI) project aims to develop a new way of delivering affordable and easy-to-understand crop insurance using farmers’ smartphone pictures to minimize the costs of loss verification. The project, funded by the CGIAR Research Program on Policies, Institutions, and Markets (PIM), is a partnership between the International Food Policy Research Institute (IFPRI), the Borlaug Institute for South Asia (BISA), HDFC Ergo General Insur-ance, Limited, and researchers from The George Washington Uni-versity, Boston University, and Ghent University.