Credit allows borrowers to access funds required to make an investment before returns materialize.
Limited access to reliable financial instruments makes it difficult for rural households to manage daily cash flows. Selling goods through cooperatives can improve savings, but cooperative income is not easily accessible when facing an emergency.
Agrifood value chains in the world’s low- and middle-income countries (LMICs) have expanded rapidly over the past decade, supplying an increasing volume and diversity of food products.