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project paper

Seeing is believing: Using crop pictures in personalized advisory services

We developed, implemented, and evaluated an innovative personalized advisory service that complements picture-based insurance (PBI), an easy-to-understand low-cost insurance product for visible crop damage.

project paper

Picture-based insurance: is it sustainable? Effects on willingness to pay, adverse selection, and moral hazard

This project note hence describes to what extent picture-based crop insurance is viable from an economic point of view, addressing the following questions: (1) Do farmers strategically reduce crop management efforts (that is, does PBI induce moral