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discussion paper

Community empowerment and scaling-up in urban areas

CARE began PROSPECT (Program of Support for Poverty Elimination and Community Transformation) in 1998. PROSPECT aims to reduce poverty in peri-urban areas of Lusaka.

discussion paper

Consumption insurance and vulnerability to poverty

This paper synthesizes the results of five studies using household panel data from Bangladesh, Ethiopia, Mali, Mexico and Russia, which examine the extent to which households are able through formal and/or informal arrangements to insure their con

discussion paper

Labor market shocks and their impacts on work and schooling

The authors use individual observations from a panel of families during the period of the peso crisis in Mexico to investigate whether and how labor market shocks, as proxied by changes in the gender- and age-specific unemployment rates in the met

discussion paper

Placement and outreach of group-based credit organizations

Bangladesh has witnessed major strides in providing financial services to the rural poor. These services are provided largely through innovative group-based credit programs of several nongovernmental organizations.

discussion paper

Impact of access to credit on income and food security in Malawi

The paper departs from the standard practice that takes the estimated marginal effects of either the amount of credit received or membership in a credit program as measures of the impact of access to credit on household welfare.

discussion paper

Repayment performance in group-based credit programs in Bangladesh

This paper analyzes the repayment rates of credit groups belonging to three group-based credit programs in Bangladesh: the Association for Social Advancement (ASA), the Bangladesh Rural Advancement Committee (BRAC), and the Rangpur Dinajpur Rural

discussion paper

Determinants of repayment performance in credit groups

Group lending has received much attention in recent years because of its perceived potential in providing financial services to poor households that lack traditional collateral.

discussion paper

Determinants of credit rationing

Previous research on the determinants of credit rationing exclusively focused on the behavior of formal lenders who contract directly with an individual borrower.