Farming is an inherently high-risk activity, and farmers’ livelihoods depend on a set of interlinked environmental factors including weather, soil conditions, disease, pests, and more.
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Too often, smallholder farmers suffer severe financial consequences from extreme weather events, pests, and disease; and climate change will increase the frequency at which natural hazards occur.
Smallholder farmers may suffer losses from ex-treme weather events, pests and disease. This is expected to worsen in the face of climate change.
We developed, implemented, and evaluated an innovative personalized advisory service that complements picture-based insurance (PBI), an easy-to-understand low-cost insurance product for visible crop damage.
The Picture-Based Crop Insurance (PBI) project aims to develop a new way of delivering affordable and easy-to-understand crop insurance using farmers’ smartphone pictures to minimize the costs of loss verification.