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brief
Innovations in rural and agricultural finance: Combining extension services with agricultural credit
India has nearly 90 million farm households. More than 80 percent of these farmers operate on a small or marginal scale, farming less than two hectares of land. They also usually have one or two buffaloes or cows, reared for milk and dung.
Microinsurance is a powerful tool in helping low-income households transition out of poverty, but it has not achieved substantial scale compared with microcredit.
brief
Innovations in insuring the poor: Experience with weather index-based insurance in India and Malawi
Index-based insurance is an innovative financial product that has been introduced in recent years in countries as diverse as India, Malawi, Mongolia, and Thailand.