Credit allows borrowers to access funds required to make an investment before returns materialize.

The agricultural sector in developing countries like Nigeria is characterized by low productivity, driven partly by low use of modern agricultural technologies. Poor access to credit is seen as a key barrier to adoption of these technologies.

The agricultural sector in Nigeria is characterized by low productivity, driven partly by low use of modern technologies. Poor access to credit is seen as a key barrier to adoption of these technologies.

Many smallholder farmers, especially women and other marginalized groups, face difficulty in accessing loans and other forms of credit.

The agricultural sector in Nigeria is characterized by low productivity that is driven in part by low use of modern agricultural technologies.

The agricultural sector in Nigeria is characterized by low productivity that is driven by low use of modern agricultural technologies, such as improved seed, chemical fertilizer, agrochemicals, and agricultural machinery.

There is a need to undertake more thorough assessments of relevant agricultural machinery markets to determine why machine usage by farmers is potentially lower than it would be under ideal market conditions.

In this study, we contribute to such efforts to enhance the use of tractors in Africa by describing the key characteristics of markets for tractors in Nigeria.

This study (i) examines the implementation of recent agricultural finance policies and incentives associated with the Nigerian Incentive-based Risk Sharing System for Agricultural Lending (NIRSAL) and the stimulus funds for boosting agricultural l

The important role of credit in agricultural enterprise development and sustainability has prompted the Federal Government of Nigeria (FGN) to establish credit schemes such as the Agricultural Credit Guarantee Scheme (ACGS) and Agricultural Credit